Jennifer L | Blue Wave Studio

The other day I was browsing some deal sites and found out about a free financial book download coming this week. It’s Suze Orman’s new book, "2009 Action Plan: Keeping Your Money Safe & Sound", offered by Oprah. Along with the free book, Suze offered some advice on the Oprah show as part of the [...]

When I was in college at Cal, I remember there was always a group of people tabling in front of the campus store often at the beginning of the school year. They would try to get your attention with offers of free stuff if you fill out some forms on a clipboard. They were credit [...]

I was having some friends over for New Year’s Eve and some of them were saying how they and their friends who regularly go to the gym hate the new year because the gym is crowded the first couple weeks of the new year thanks to the ever popular resolution of exercising more. Then as [...]

Finding more use out of my old iPod mini, I started listening to The Wall Street Journal This Morning podcasts on my drive to work. Recently, they mentioned that the spending habits of men are related to their dating behavior based on findings from a research study from the University of Michigan. There’s also a [...]

This past weekend, I chatted with two friends who took a financial economics class with me at Cal for one of our upper division electives. We spent a short amount of time reminiscing about our Econ days and studying together for Econ exams. From that financial economics class (Econ 136), the two practical terms I [...]

Not too long ago, there was a story in local TV news about how people were turning to second hand clothing shops like Crossroads and the Berkeley Public Library to save money given the current state of the economy. Theory says it’s expected that as people have less spending cash, they turn towards alternative cheaper [...]

I was recently talking to a financial advisor at Charles Schwab with a relative and he showed us the emotional stages of an investor: Image: Charles Schwab He mentioned that currently, the majority of investors fall in between the panic stage (where small investors dump their holdings) and the capitulation stage (where large investors e.g. [...]

I’ve learned a lot about personal wealth, especially in the past 21 months.  I decided to start this site to share what I’ve learned and about my experiences.